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Second-Party Opinion Download

Project Details

Project

UnionBank Sustainable Finance Framework Second-Party Opinion

Client

The Union Bank of the Philippines, Inc.

Project Type

Sustainability Bond/Loan

Industry Group

Banks

Use of Proceeds

Renewable energy; Energy efficiency; Pollution prevention and control; Clean transport; Water/waste water management; Green buildings; Access to essential services; Employment generation and Socio-economic empowerment; Socio-economic advancement;

Location

Philippines

Evaluation Date

Jan 2023

Evaluation Summary

Use of Proceeds Instruments

Sustainability Bond Guidelines 2021, Green Bond Principles 2021, Social Bond Principles 2021, Green Loan Principles 2021, Social Loan Principles 2021, ASEAN Sustainability Bond Standards 2018, ASEAN Green Bond Standards 2018 and ASEAN Social Bond Standards 2018

Sustainalytics is of the opinion that the UnionBank Sustainable Finance Framework is credible and impactful and aligns with the four core components of the Sustainability Bond Guidelines 2021, Green Bond Principles 2021, Social Bond Principles 2021, Green Loan Principles 2021, Social Loan Principles 2021, ASEAN Sustainability Bond Standards 2018, ASEAN Green Bond Standards 2018 and ASEAN Social Bond Standards 2018 (the “Use of Proceeds Principles”). The eligible categories for the use of proceeds – Renewable Energy, Energy Efficiency, Pollution Prevention and Control, Clean Transportation, Sustainable Water and Wastewater Management, Green Buildings, Access to Essential Services, Employment Generation and Socio-economic Advancement and Empowerment – are aligned with those recognized by the Use of Proceeds Principles and will lead to positive environmental and social impact. 

Green, Social and Sustainable Deposits

The UnionBank Sustainable Finance Framework includes deposits as an eligible financial product. Sustainalytics is of the opinion that the principles of impact and transparency that underlie the sustainable investment industry, as well as many of its norms and standards, are applicable to green, social and sustainable deposits, and that UnionBank’s internal processes and the use of funds aligns with those principles. 
https://mstar-sustops-cdn-mainwebsite-s3.s3.amazonaws.com/docs/default-source/spos/unionbank-sustainable-finance-framework-second-party-opinion-2023.pdf?sfvrsn=7bfbbf34_1