Banco Santander Chile SA
Industry Group: Banks
Country/Region: Chile
Identifier: SGO:BSANTANDER
Founded in 1978, Banco Santander Chile is part of the Santander group and majority controlled by Santander Spain. Banco Santander is the largest bank in Chile by loans and the second largest by deposits. The bank generates most of its net interest income (roughly 65% of total revenue) from its mortgage, unsecured consumer credit lines, and commercial loans. Banco Santander’s commercial loan business is more focused on small- to medium-sized companies, with firms generating more than CLP 10,000 million in revenue only making up around 5% of outstanding loans. Outside of lending, Banco Santander is the largest card issuer in the country with around 25% of the market and benefits from a long-term strategic partnership with the largest airline in the country LATAM Chile.
ESG Risk Rating
Ranking
Industry Group (1st = lowest risk)
Banks 102 out of 1022
Universe
Global Universe 1387 out of 15080
What are the ESG Risk Ratings?
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Industry Comparison
Company | ESG Risk Rating | Industry Rank |
---|---|---|
Banco Santander Chile SA |
14.1
Low
|
102 out of 1022 |
Bank of Ireland Group Plc |
16.6
Low
|
172 out of 1022 |
Hong Leong Bank Bhd. |
17.6
Low
|
202 out of 1022 |
Banque Saudi Fransi |
21.2
Medium
|
312 out of 1022 |
First Horizon Corp. (Tennessee) |
23.1
Medium
|
371 out of 1022 |
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Our Approach to Calculating ESG Risk
The ESG Risk Ratings measure a company's exposure to industry-specific material ESG risks and how well a company is managing those risks.
Exposure
Exposure refers to the extent to which a company is exposed to different material ESG issues. Our exposure score takes into consideration subindustry and company-specific factors such as its business model.
Banco Santander Chile SA's Exposure is Medium
Management
Management refers to how well a company is managing its relevant ESG issues. Our management score assesses the robustness of a company's ESG programs, practices and policies.
Banco Santander Chile SA's Management of ESG Material Risk is Strong
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Top Material ESG Issues for Banco Santander Chile SA
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Controversy Rating
Highest Controversy level that has impacted Banco Santander Chile SA's ESG Risk Rating in the last three years
Highest Controversy Level