Essent Group Ltd.
Industry Group: Banks
Country/Region: Bermuda
Identifier: NYS:ESNT
Essent Group Ltd serves the housing finance industry by providing private mortgage insurance, reinsurance, risk management products and title insurance and settlement services to mortgage lenders, borrowers, and investors to support homeownership. It provides credit protection to lenders and mortgage investors by covering a portion of the unpaid principal balance of a mortgage and certain related expenses in the event of a default. By providing capital to mitigate mortgage credit risk, the company allows lenders to make additional mortgage financing available to prospective homeowners. Essent writes mortgage guaranty coverage in all 50 states and the District of Columbia.
ESG Risk Rating
Ranking
Industry Group (1st = lowest risk)
Banks 344 out of 1026
Universe
Global Universe 5706 out of 15104
What are the ESG Risk Ratings?
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Industry Comparison
| Company | ESG Risk Rating | Industry Rank |
|---|---|---|
| PennyMac Financial Services, Inc. |
21.2
Medium
|
309 out of 1026 |
| Essent Group Ltd. |
22.3
Medium
|
344 out of 1026 |
| Radian Group Inc. |
23.8
Medium
|
393 out of 1026 |
| New York Community Bancorp, Inc. |
29.8
Medium
|
766 out of 1026 |
| Mr. Cooper Group, Inc. |
31.6
High
|
873 out of 1026 |
For corporate professionals interested in direct competitor insights
Sustainalytics' Peer Performance Insights gives an in-depth analysis of your company's ESG strengths and weaknesses compared to your competitors and industry performance. These insights can be used to identify areas of ESG improvement to help inform future management decisions that align with your organization's sustainability goals.
Our Approach to Calculating ESG Risk
The ESG Risk Ratings measure a company's exposure to industry-specific material ESG risks and how well a company is managing those risks.
Exposure
Exposure refers to the extent to which a company is exposed to different material ESG issues. Our exposure score takes into consideration subindustry and company-specific factors such as its business model.
Management
Management refers to how well a company is managing its relevant ESG issues. Our management score assesses the robustness of a company's ESG programs, practices and policies.