Spar Nord Bank A/S
Industry Group: Banks
Country/Region: Denmark
Identifier: CSE:SPNO
Spar Nord Bank AS is a retail bank operating in Denmark. About half of the bank's presence is in North Jutland. The company mostly grew outside its home base via mergers and acquisitions. It caters to common households and local small and medium-sized enterprises. The company's strategy emphasizes personalization and financial technology. Most of the bank's income is net interest income, followed by net fees, charges, and commissions. The majority of the bank's loan portfolio is business lending. The bank's business loan portfolio is diversified among several industries, Most notably financial services, real estate, trade, and agriculture, hunting, and forestry.
ESG Risk Rating
Ranking
Industry Group (1st = lowest risk)
Banks 300 out of 1023
Universe
Global Universe 4843 out of 15081
What are the ESG Risk Ratings?
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Industry Comparison
Company | ESG Risk Rating | Industry Rank |
---|---|---|
Spar Nord Bank A/S |
20.8
Medium
|
300 out of 1023 |
Banner Corp. |
24.4
Medium
|
421 out of 1023 |
Gunma Bank, Ltd. |
27.8
Medium
|
621 out of 1023 |
Hirogin Holdings, Inc. |
28.7
Medium
|
690 out of 1023 |
First Merchants Corp. (Indiana) |
29.8
Medium
|
773 out of 1023 |
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Our Approach to Calculating ESG Risk
The ESG Risk Ratings measure a company's exposure to industry-specific material ESG risks and how well a company is managing those risks.
Exposure
Exposure refers to the extent to which a company is exposed to different material ESG issues. Our exposure score takes into consideration subindustry and company-specific factors such as its business model.
Spar Nord Bank A/S's Exposure is Medium
Management
Management refers to how well a company is managing its relevant ESG issues. Our management score assesses the robustness of a company's ESG programs, practices and policies.
Spar Nord Bank A/S's Management of ESG Material Risk is Strong
How do the ESG Risk Ratings work?
Top Material ESG Issues for Spar Nord Bank A/S
Understand how exposed companies are to specific material ESG issues and how well companies are managing these issues.
What are Material ESG Issues?
Material ESG issues are issues that are considered to be financially material to a given company in a relevant sub-industry.
Controversy Rating
Highest Controversy level that has impacted Spar Nord Bank A/S's ESG Risk Rating in the last three years
Highest Controversy Level