AIFUL Corp.
Industry Group: Diversified Financials
Country/Region: Japan
Identifier: TKS:8515
Aiful Corp provides consumer financing and consumer credit services exclusively in Japan. The company operates and reports results through four segments: its loan business, its credit card business, and its credit guarantee business, as well as its other segment. The company generates nearly all of its revenue through interest and its largest contributor to revenue is its loan business. The vast majority of the company's loans on its books are unsecured. Other loans include mortgages and small-business loans. The company handles its credit guarantee services in tie-ups with commercial banks.
ESG Risk Rating
Ranking
Industry Group (1st = lowest risk)
Diversified Financials 506 out of 875
Universe
Global Universe 10145 out of 15104
What are the ESG Risk Ratings?
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Industry Comparison
Company | ESG Risk Rating | Industry Rank |
---|---|---|
Home First Finance Company India Ltd. |
16.2
Low
|
87 out of 875 |
Ricoh Leasing Co., Ltd. |
26.2
Medium
|
388 out of 875 |
SBFC Finance Ltd. |
26.3
Medium
|
389 out of 875 |
Orient Corp. |
28.1
Medium
|
462 out of 875 |
AIFUL Corp. |
29.5
Medium
|
506 out of 875 |
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Sustainalytics' Peer Performance Insights gives an in-depth analysis of your company's ESG strengths and weaknesses compared to your competitors and industry performance. These insights can be used to identify areas of ESG improvement to help inform future management decisions that align with your organization's sustainability goals.
Our Approach to Calculating ESG Risk
The ESG Risk Ratings measure a company's exposure to industry-specific material ESG risks and how well a company is managing those risks.
Exposure
Exposure refers to the extent to which a company is exposed to different material ESG issues. Our exposure score takes into consideration subindustry and company-specific factors such as its business model.
AIFUL Corp.'s Exposure is Medium
Management
Management refers to how well a company is managing its relevant ESG issues. Our management score assesses the robustness of a company's ESG programs, practices and policies.
AIFUL Corp.'s Management of ESG Material Risk is Average