Bajaj Finance Ltd.
Industry Group: Diversified Financials
Country/Region: India
Identifier: BOM:500034
Bajaj Finance Ltd is the holding company for various financial services businesses under the Bajaj Group, which operates in India. The company is a NBFC in India offering payments, partnerships, services, and lending solutions to customers. The company's model is focused on the acquisition of customers and offering multiple loans and services on a cross-sell basis to meet their financial service needs. The company provides discretionary spending across consumer electronics, furniture, and digital products in India. The company's strategies and structure are closely aligned with the commercial banks in India. All of its revenue is generated from India.
ESG Risk Rating
Ranking
Industry Group (1st = lowest risk)
Diversified Financials 144 out of 875
Universe
Global Universe 3444 out of 15104
What are the ESG Risk Ratings?
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Industry Comparison
Company | ESG Risk Rating | Industry Rank |
---|---|---|
Synchrony Financial |
16.5
Low
|
95 out of 875 |
Bajaj Finance Ltd. |
18.5
Low
|
144 out of 875 |
Capital One Financial Corp. |
21.3
Medium
|
224 out of 875 |
Discover Financial Services |
22.8
Medium
|
262 out of 875 |
Nu Holdings Ltd. |
24.8
Medium
|
331 out of 875 |
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Our Approach to Calculating ESG Risk
The ESG Risk Ratings measure a company's exposure to industry-specific material ESG risks and how well a company is managing those risks.
Exposure
Exposure refers to the extent to which a company is exposed to different material ESG issues. Our exposure score takes into consideration subindustry and company-specific factors such as its business model.
Bajaj Finance Ltd.'s Exposure is Medium
Management
Management refers to how well a company is managing its relevant ESG issues. Our management score assesses the robustness of a company's ESG programs, practices and policies.
Bajaj Finance Ltd.'s Management of ESG Material Risk is Strong
How do the ESG Risk Ratings work?
Top Material ESG Issues for Bajaj Finance Ltd.
Understand how exposed companies are to specific material ESG issues and how well companies are managing these issues.
What are Material ESG Issues?
Material ESG issues are issues that are considered to be financially material to a given company in a relevant sub-industry.
Controversy Rating
Highest Controversy level that has impacted Bajaj Finance Ltd.'s ESG Risk Rating in the last three years
Highest Controversy Level