Helia Group Ltd.
Industry Group: Banks
Country/Region: Australia
Identifier: ASX:HLI
Helia listed on the Australian Securities Exchange in 2014 after its US-based parent, Genworth Financial (NYSE: GNW), sold down its stake. It has since exited. With a history spanning over 50 years, Helia is a provider of lenders' mortgage insurance, or LMI, in Australia. In Australia, LMI is predominantly purchased on loans with a loan/value ratio, or LVR, above 80%. LMI protects a lender against a potential loss (gap) between the outstanding loan amount and sale proceeds on a delinquent loan property. LMI does not protect the borrower, however the premium is paid by the borrower. It’s regulated by the Australian Prudential Regulation Authority, or APRA, which requires it to meet minimum regulatory capital requirements.
ESG Risk Rating
Ranking
Industry Group (1st = lowest risk)
Banks 548 out of 1027
Universe
Global Universe 8573 out of 15120
What are the ESG Risk Ratings?
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Industry Comparison
| Company | ESG Risk Rating | Industry Rank |
|---|---|---|
| Deutsche Pfandbriefbank AG |
20
Medium
|
270 out of 1027 |
| UWM Holdings Corp. |
26.6
Medium
|
534 out of 1027 |
| Helia Group Ltd. |
26.8
Medium
|
548 out of 1027 |
| Premier Financial Corp. |
28.6
Medium
|
675 out of 1027 |
| Capitol Federal Financial, Inc. |
31.3
High
|
858 out of 1027 |
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Our Approach to Calculating ESG Risk
The ESG Risk Ratings measure a company's exposure to industry-specific material ESG risks and how well a company is managing those risks.
Exposure
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Management
Management refers to how well a company is managing its relevant ESG issues. Our management score assesses the robustness of a company's ESG programs, practices and policies.