Helia Group Ltd.
Industry Group: Banks
Country/Region: Australia
Identifier: ASX:HLI
Helia listed on the Australian Securities Exchange in 2014 after its US-based parent, Genworth Financial (NYSE: GNW), sold down its stake. It has since exited. With a history spanning over 50 years, Helia is a provider of lenders' mortgage insurance, or LMI, in Australia. In Australia, LMI is predominantly purchased on loans with a loan/value ratio, or LVR, above 80%. LMI protects a lender against a potential loss (gap) between the outstanding loan amount and sale proceeds on a delinquent loan property. LMI does not protect the borrower, however the premium is paid by the borrower. It’s regulated by the Australian Prudential Regulation Authority, or APRA, which requires it to meet minimum regulatory capital requirements.
ESG Risk Rating
Ranking
Industry Group (1st = lowest risk)
Banks 547 out of 1026
Universe
Global Universe 8600 out of 15104
What are the ESG Risk Ratings?
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Industry Comparison
| Company | ESG Risk Rating | Industry Rank |
|---|---|---|
| Deutsche Pfandbriefbank AG |
20
Medium
|
269 out of 1026 |
| Helia Group Ltd. |
26.8
Medium
|
547 out of 1026 |
| Southern Missouri Bancorp, Inc. |
27.2
Medium
|
572 out of 1026 |
| Premier Financial Corp. |
28.6
Medium
|
676 out of 1026 |
| Capitol Federal Financial, Inc. |
31.3
High
|
865 out of 1026 |
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Our Approach to Calculating ESG Risk
The ESG Risk Ratings measure a company's exposure to industry-specific material ESG risks and how well a company is managing those risks.
Exposure
Exposure refers to the extent to which a company is exposed to different material ESG issues. Our exposure score takes into consideration subindustry and company-specific factors such as its business model.
Management
Management refers to how well a company is managing its relevant ESG issues. Our management score assesses the robustness of a company's ESG programs, practices and policies.