Virgin Money UK Plc
Industry Group: Banks
Country/Region: United Kingdom
Identifier: -
Virgin Money UK was formed through the merger between CYBG PLC and Virgin Money. After being divested by National Australia Bank in 2016, CYBG went through a restructuring and recapitalization process, with mortgages accounting for around 75% of its loan book. Following CYBG's merger with Virgin Money, the loan book has been reshaped again, with mortgages now accounting for 79% of total loans, personal loans around 9%, and SME and business loans around 12%.
ESG Risk Rating
Ranking
Industry Group (1st = lowest risk)
Banks 212 out of 1022
Universe
Global Universe 3194 out of 15080
What are the ESG Risk Ratings?
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Industry Comparison
| Company | ESG Risk Rating | Industry Rank |
|---|---|---|
| Virgin Money UK Plc |
17.9
Low
|
212 out of 1022 |
| Credito Emiliano SpA |
23.4
Medium
|
385 out of 1022 |
| BancFirst Corp. (Oklahoma) |
27.7
Medium
|
613 out of 1022 |
| International Bancshares Corp. |
27.9
Medium
|
631 out of 1022 |
| Mebuki Financial Group, Inc. |
28.1
Medium
|
641 out of 1022 |
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Our Approach to Calculating ESG Risk
The ESG Risk Ratings measure a company's exposure to industry-specific material ESG risks and how well a company is managing those risks.
Exposure
Exposure refers to the extent to which a company is exposed to different material ESG issues. Our exposure score takes into consideration subindustry and company-specific factors such as its business model.
Management
Management refers to how well a company is managing its relevant ESG issues. Our management score assesses the robustness of a company's ESG programs, practices and policies.
How do the ESG Risk Ratings work?
Top Material ESG Issues for Virgin Money UK Plc
Understand how exposed companies are to specific material ESG issues and how well companies are managing these issues.
What are Material ESG Issues?
Material ESG issues are issues that are considered to be financially material to a given company in a relevant sub-industry.
Controversy Rating
Highest Controversy level that has impacted Virgin Money UK Plc's ESG Risk Rating in the last three years
Highest Controversy Level
Contributing Events
Highest Controversy Events Locations
