Zip Co. Ltd.
Industry Group: Diversified Financials
Country/Region: Australia
Identifier: ASX:ZIP
Zip Co Ltd is a diversified finance provider, offering consumer financing via a line of credit (via Zip Pay and Zip Money) and instalment-based finance (via QuadPay, Spotii, Twisto, and PayFlex); as well as lending to small to midsize enterprises (via Zip Business). Zip’s fortunes are largely tied to the buy now, pay later, or BNPL, industry. Majority of its products-Zip Pay, QuadPay (Zip U.S.), and PayFlex-do not charge interest based on outstanding balances. The company provides services in four countries around the world, Australia and New Zealand (ANZ), the United States, and Canada (Americas). The company's segments include ANZ, Americas, and Corporate.
ESG Risk Rating
Ranking
Industry Group (1st = lowest risk)
Diversified Financials 277 out of 875
Universe
Global Universe 6421 out of 15104
What are the ESG Risk Ratings?
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Industry Comparison
Company | ESG Risk Rating | Industry Rank |
---|---|---|
Bread Financial Holdings, Inc. |
18
Low
|
132 out of 875 |
Zip Co. Ltd. |
23.4
Medium
|
277 out of 875 |
Enova International, Inc. |
24.1
Medium
|
298 out of 875 |
Far East Horizon Ltd. |
25.5
Medium
|
350 out of 875 |
BAC Holding International Corp. |
29.3
Medium
|
501 out of 875 |
For corporate professionals interested in direct competitor insights
Sustainalytics' Peer Performance Insights gives an in-depth analysis of your company's ESG strengths and weaknesses compared to your competitors and industry performance. These insights can be used to identify areas of ESG improvement to help inform future management decisions that align with your organization's sustainability goals.
Our Approach to Calculating ESG Risk
The ESG Risk Ratings measure a company's exposure to industry-specific material ESG risks and how well a company is managing those risks.
Exposure
Exposure refers to the extent to which a company is exposed to different material ESG issues. Our exposure score takes into consideration subindustry and company-specific factors such as its business model.
Zip Co. Ltd.'s Exposure is Medium
Management
Management refers to how well a company is managing its relevant ESG issues. Our management score assesses the robustness of a company's ESG programs, practices and policies.
Zip Co. Ltd.'s Management of ESG Material Risk is Average