Capitec Bank Holdings Ltd.
Industry Group: Banks
Country/Region: South Africa
Identifier: JSE:CPI
Capitec Bank Holdings Ltd is a retail bank with more than 850 branches in South Africa. Its services focus on three customer needs: saving, which provides customers the ability to receive and store funds; credit, which satisfies customer needs to access and borrow funds; and transacting, which allows for payments and movement of funds. It operates in three segments: Retail bank, Business bank, and the Insurance business. Net interest income accounts for more than two-thirds of total company revenue. The company also generates revenue from fees on loans and transactions. Roughly a third of the company's loans are mortgages, and another third are other secured loans. Credit facilities and unsecured credit loans make up most of the remaining loans outstanding.
ESG Risk Rating
Ranking
Industry Group (1st = lowest risk)
Banks 279 out of 1022
Universe
Global Universe 4591 out of 15080
What are the ESG Risk Ratings?
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Industry Comparison
| Company | ESG Risk Rating | Industry Rank |
|---|---|---|
| Regions Financial Corp. |
14.3
Low
|
108 out of 1022 |
| Capitec Bank Holdings Ltd. |
20.3
Medium
|
279 out of 1022 |
| Riyad Bank |
23.4
Medium
|
382 out of 1022 |
| China Minsheng Banking Corp., Ltd. |
25.4
Medium
|
485 out of 1022 |
| Joint Stock Commercial Bank for Foreign Trade of Vietnam |
30.2
High
|
805 out of 1022 |
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Our Approach to Calculating ESG Risk
The ESG Risk Ratings measure a company's exposure to industry-specific material ESG risks and how well a company is managing those risks.
Exposure
Exposure refers to the extent to which a company is exposed to different material ESG issues. Our exposure score takes into consideration subindustry and company-specific factors such as its business model.
Management
Management refers to how well a company is managing its relevant ESG issues. Our management score assesses the robustness of a company's ESG programs, practices and policies.
How do the ESG Risk Ratings work?
Top Material ESG Issues for Capitec Bank Holdings Ltd.
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What are Material ESG Issues?
Material ESG issues are issues that are considered to be financially material to a given company in a relevant sub-industry.
Controversy Rating
Highest Controversy level that has impacted Capitec Bank Holdings Ltd.'s ESG Risk Rating in the last three years
Highest Controversy Level
Contributing Events
Highest Controversy Events Locations
