Enova International, Inc.
Industry Group: Diversified Financials
Country/Region: United States of America
Identifier: NYS:ENVA
Enova International Inc provides online financial services, including short-term consumer loans, line of credit accounts, and installment loans to customers mainly in the United States and the United Kingdom. Consumers apply for credit online, receive a decision almost immediately, and can receive funds within one day. Enova acts as either the lender or a third-party facilitator between borrowers and other lenders. The company earns revenue from interest income, finance charges, and other fees, including fees on the transactions between borrowers and third-party lenders. The majority of revenue comes from the United States. The company realizes similar amounts of revenue from each of its three different products: short-term loans, lines of credit, and installment loans.
ESG Risk Rating
Ranking
Industry Group (1st = lowest risk)
Diversified Financials 298 out of 875
Universe
Global Universe 6842 out of 15104
What are the ESG Risk Ratings?
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Industry Comparison
| Company | ESG Risk Rating | Industry Rank |
|---|---|---|
| Cembra Money Bank AG |
14.3
Low
|
53 out of 875 |
| Zip Co. Ltd. |
23.4
Medium
|
277 out of 875 |
| Enova International, Inc. |
24.1
Medium
|
298 out of 875 |
| Far East Horizon Ltd. |
25.5
Medium
|
350 out of 875 |
| Fuyo General Lease Co., Ltd. |
26.3
Medium
|
391 out of 875 |
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Our Approach to Calculating ESG Risk
The ESG Risk Ratings measure a company's exposure to industry-specific material ESG risks and how well a company is managing those risks.
Exposure
Exposure refers to the extent to which a company is exposed to different material ESG issues. Our exposure score takes into consideration subindustry and company-specific factors such as its business model.
Management
Management refers to how well a company is managing its relevant ESG issues. Our management score assesses the robustness of a company's ESG programs, practices and policies.
How do the ESG Risk Ratings work?
Controversy Rating
Highest Controversy level that has impacted Enova International, Inc.'s ESG Risk Rating in the last three years
Highest Controversy Level
Contributing Events
Highest Controversy Events Locations
