Bread Financial Holdings, Inc.
Industry Group: Diversified Financials
Country/Region: United States of America
Identifier: NYS:BFH
Formed by a combination of JCPenney’s credit card processing unit and The Limited’s credit card bank business, Bread Financial is a provider of private label and co-branded credit cards, loyalty programs, and marketing services. The company’s most financially significant unit is its credit card business that partners with retailers to jointly market Bread’s credit cards to their customers. The company also retains minority interest in its recently spun-off LoyaltyOne division, which operates the largest airline miles loyalty program in Canada and offers marketing services to grocery chains in Europe and Asia.
ESG Risk Rating
Ranking
Industry Group (1st = lowest risk)
Diversified Financials 132 out of 875
Universe
Global Universe 3174 out of 15104
What are the ESG Risk Ratings?
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Industry Comparison
Company | ESG Risk Rating | Industry Rank |
---|---|---|
Muangthai Capital Public Co. Ltd. |
17.6
Low
|
121 out of 875 |
Bread Financial Holdings, Inc. |
18
Low
|
132 out of 875 |
Zip Co. Ltd. |
23.4
Medium
|
277 out of 875 |
Far East Horizon Ltd. |
25.5
Medium
|
350 out of 875 |
BAC Holding International Corp. |
29.3
Medium
|
501 out of 875 |
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Sustainalytics' Peer Performance Insights gives an in-depth analysis of your company's ESG strengths and weaknesses compared to your competitors and industry performance. These insights can be used to identify areas of ESG improvement to help inform future management decisions that align with your organization's sustainability goals.
Our Approach to Calculating ESG Risk
The ESG Risk Ratings measure a company's exposure to industry-specific material ESG risks and how well a company is managing those risks.
Exposure
Exposure refers to the extent to which a company is exposed to different material ESG issues. Our exposure score takes into consideration subindustry and company-specific factors such as its business model.
Bread Financial Holdings, Inc.'s Exposure is Medium
Management
Management refers to how well a company is managing its relevant ESG issues. Our management score assesses the robustness of a company's ESG programs, practices and policies.
Bread Financial Holdings, Inc.'s Management of ESG Material Risk is Strong
How do the ESG Risk Ratings work?
Controversy Rating
Highest Controversy level that has impacted Bread Financial Holdings, Inc.'s ESG Risk Rating in the last three years
Highest Controversy Level