Liberty Financial Group Ltd. (Australia)
Industry Group: Diversified Financials
Country/Region: Australia
Identifier: ASX:LFG
Founded in 1997, Liberty Financial Group is a nonbank lender operating in Australia and New Zealand. Unlike banks, nonbanks are unable to take customer deposits, a privilege exclusive to Authorized deposit-taking institutions, or ADIs. Liberty operates three business segments: residential, secured finance, and financial services. Mortgages make up about 55% of the loan book, with a focus on higher-risk borrowers. Secured finance makes up 40% of loans, including motor finance, commercial property loans, and self-managed superannuation fund, or SMSF, loans. The financial services division includes unsecured personal and small and midsize business loans, mortgage broking, and distribution of general and life insurance.
ESG Risk Rating
Ranking
Industry Group (1st = lowest risk)
Diversified Financials 621 out of 875
Universe
Global Universe 11326 out of 15104
What are the ESG Risk Ratings?
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Industry Comparison
| Company | ESG Risk Rating | Industry Rank |
|---|---|---|
| Polar Capital Holdings Plc |
26.4
Medium
|
394 out of 875 |
| Liberty Financial Group Ltd. (Australia) |
31.8
High
|
621 out of 875 |
| Integrated Design & Engineering Holdings Co., Ltd. |
32.3
High
|
638 out of 875 |
| International Money Express, Inc. |
33.6
High
|
682 out of 875 |
| National Investments Co. KSC |
37.5
High
|
848 out of 875 |
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Our Approach to Calculating ESG Risk
The ESG Risk Ratings measure a company's exposure to industry-specific material ESG risks and how well a company is managing those risks.
Exposure
Exposure refers to the extent to which a company is exposed to different material ESG issues. Our exposure score takes into consideration subindustry and company-specific factors such as its business model.
Management
Management refers to how well a company is managing its relevant ESG issues. Our management score assesses the robustness of a company's ESG programs, practices and policies.