SBFC Finance Ltd.
Industry Group: Diversified Financials
Country/Region: India
Identifier: BOM:543959
SBFC Finance Ltd is a systemically important, non-deposit-taking non-banking finance company offering Secured MSME Loans and Loans against Gold, with a majority of its borrowers being entrepreneurs, small business owners, self-employed individuals, salaried and working-class individuals. It has developed a PhyGital model which uses technology and authentic in-person service to create loans that support the ambitions of its customers. The company engages directly with small business owners and works through loan applications together, in person, at the customer’s pace. The company generates the majority of its revenue from Interest Income.
ESG Risk Rating
Ranking
Industry Group (1st = lowest risk)
Diversified Financials 389 out of 875
Universe
Global Universe 8249 out of 15104
What are the ESG Risk Ratings?
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Industry Comparison
| Company | ESG Risk Rating | Industry Rank |
|---|---|---|
| Home First Finance Company India Ltd. |
16.2
Low
|
87 out of 875 |
| Ricoh Leasing Co., Ltd. |
26.2
Medium
|
388 out of 875 |
| SBFC Finance Ltd. |
26.3
Medium
|
389 out of 875 |
| AIFUL Corp. |
29.5
Medium
|
506 out of 875 |
| Lumi Rental Co. |
31
High
|
566 out of 875 |
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Our Approach to Calculating ESG Risk
The ESG Risk Ratings measure a company's exposure to industry-specific material ESG risks and how well a company is managing those risks.
Exposure
Exposure refers to the extent to which a company is exposed to different material ESG issues. Our exposure score takes into consideration subindustry and company-specific factors such as its business model.
Management
Management refers to how well a company is managing its relevant ESG issues. Our management score assesses the robustness of a company's ESG programs, practices and policies.